Poland became the second country in Europe after the United Kingdom to receive Google’s contactless payment service Android Pay. The Android Pay was launched at Google I/O 2015. After that Google implementing the service in various countries slowly. Right now, Android Pay is already available in US, UK, Australia, Singapore and Hong Kong.
To get started with Android Pay, the user needs to download the Android Pay app from Play Store and need to add credit or debit card. The user can add more than one cards in the app as well. To use the Android Pay, one need NFC-enabled smartphone along with Android version Kitkat 4.4 or higher. While checkout, Google doesn’t share your card details with any merchant or retailers.
Android Pay also allows you to pay while buying something from different apps or website. But according to Google’s global head of payments Pali Bath, Android Pay in apps will not be supported right now and will be rolled out in future. It means right now users in Poland will be able to use it on local terminals only. In Poland, Google rolled out this service to the customer of three banks – Alior Bank, Zachodni WBK, and T-Mobile Banking Services. In a blog post, it also mentioned that soon it would add a fourth bank mBank as well in the list. There are 400,000 Android Pay points in Poland now.
Google also joined hand with many leading payment platforms in the country. With Android Pay on board, the user doesn’t need to give details of the card anymore. In fact, the user doesn’t even need to unlock his smartphone as well. Just wake up the screen of the smartphone and place it near the contactless terminal and all done. Google also partnered with many shops and cafes in countries to enable Android Pay and adding more soon.
This tap-to-pay digital wallet uses NFC to transmit the card information to pay retailer. But it does not send the card details to the retailer. The user can even add the card by just taking a photo of the card and upload it. They can enter the card details manually as well. It is the successor of Google Wallet. Google Wallet released in 2011.
Recently Google also launched a Hands-free system in Silicon Valley which lets user transact without card or phone. Instead of that, it gives an option ‘Pay with Google’, in which user can enter his initials and match it with a photo uploaded previously in the system. After that user, phone authenticate the payment locations that user in nearby and approve the payment.